MoneyGoal.AI Privacy Policy

Last updated: 21 June 2025

MoneyGoal (“we”, “our”, “us”) respects your privacy. This policy explains how we collect, use, and protect your information when you use the MoneyGoal mobile application.

1. Information We Collect

Category	Data	Purpose
Account	None (app is used anonymously)	—
Financial	User-entered income, expenses, assets	Budget calculation & AI advice
Identifiers	Device ID, Advertising ID	Analytics & fraud prevention
Purchase	Google/Apple transaction info	Verify subscriptions via RevenueCat
Usage	Screens visited, crash logs (Firebase)	Improve stability

2. How We Use Your Information

Provide core budgeting & AI recommendation features
Process in-app purchases and subscriptions
Analyse aggregated usage to improve UX
Comply with legal obligations

3. Third-Party Services

Service	Purpose	Policy
Firebase Analytics	Usage analytics	Google
RevenueCat	Subscription management	RevenueCat
OpenAI API	Generate investment suggestions	OpenAI

We never sell or rent your personal data.

4. Data Retention & Deletion

Financial records are stored locally on your device.
Crash/analytics data is retained for up to 24 months.
You may delete all local data via Settings → Reset.
For analytics deletion requests, email matrixplatformdao@gmail.com.

5. Security

All network traffic uses TLS 1.2+.
Purchase receipts are verified server-side.
Access to backend systems is restricted by role-based access control.

6. Children’s Privacy

MoneyGoal is not directed to children under 13. We do not knowingly collect data from children.

7. Your Rights

You may request access, correction or deletion of your data by contacting us.

8. Contact Us

Email: matrixplatformdao@gmail.com
Address: U 2208, 486 Pacific Highway, St Leonards NSW 2065, Australia